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(225) 926-2999 Wentling Ave. | Baton Rouge, LA 70816
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Homeowners Insurance


Homeowners Insurance Information

Home Insurance

For Drivers In Baton Rouge And Surrounding Areas

The idea of home insurance can intimidate a lot of people. Many homeowners end up paying too much for too little coverage, leaving them vulnerable to pay even more after an accident or disaster. Home insurance doesn't have to be expensive or confusing, though.

Airline Insurance Agency provides fantastic customer service, comprehensive policies and competitive prices. We understand that every home and family is different. We'll work with you to tailor a policy for your needs. Call us at (225) 926-2999 or fill out an online quote form today!

Important Home Insurance Questions

How Much Is Home Insurance On Average?

The average cost of home insurance in Louisiana is about $1,967 a year.

How Many Home Insurance Claims Is Too Many?

There is no one way to determine how many claims is "too many" when it comes to home insurance. Claims may drive up premiums, however.

How Much Home Insurance Do I Need?

It's recommended that you carry 100 percent of your home's total replacement cost value in home insurance. This can be calculated through adding aspects of the home such as value per square footage, roof or permanently attached fixtures.

We recommend you carry no less than 80 percent of your home's total replacement cost value in home insurance.

How Many Homeowners Have Home Insurance?

Around 95 percent of homeowners have home insurance, but around 60 percent don't have enough.

How Often Do You Pay Home Insurance?

Home insurance is typically paid on an annual or monthly basis.

How Does Home Insurance Work?

When you purchase home insurance, you pay for coverage through monthly or annual premiums. In return, you have the option to receive compensation after filing a claim on your home insurance policy. When you file a claim, an underwriter from the insurance company will investigate the claim to calculate hoe much compensation you receive.

Why Do Home Insurance Premiums Increase?

There are many reasons you may see an increase in your home insurance premiums. Some reasons have nothing to do with your home itself, but the area around you. A growing population or increase in worth in your area can raise home insurance premiums, as can an increase in environmental threats.

Other factors may include changes to the home such as adding alarm systems, upgrading fixtures, etc. A safer home is generally cheaper to insure.

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(225) 926-2999

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Airline Insurance Agency, LLC
11747 Wentling Ave
Baton Rouge, LA 70816

Phone: (225) 926-2999 | Email: airlineinsurance@yahoo.com
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